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Disaster Assistance Available for California Small Businesses Affected by Lake Fire

by ECNetNews
September 8, 2024
in Business
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ECNETNews reports that the U.S. Small Business Administration (SBA) is extending low-interest federal disaster loans to small businesses in California affected by the recent Lake Fire, which took place from July 5 to August 4.

This initiative follows a request for assistance from state officials in response to the disaster declaration impacting Kern, San Luis Obispo, Santa Barbara, and Ventura counties.

The SBA is prepared to provide loans of up to $2 million to help businesses cover essential working capital needs resulting from the disaster. These funds can be utilized for important expenses, including fixed debts, payroll, and accounts payable.

Virtual Business Recovery Center

To facilitate small businesses in navigating the application for disaster loans, SBA customer service representatives will be available at the Virtual Business Recovery Center. No appointment is necessary for assistance.

  • Monday – Friday
    8:00 a.m. – 4:30 p.m.
    Email: FOCWAssistance@sba.gov
    Phone: (916) 735-1501
    Center opens on Monday, Sept. 9

Small businesses can expect interest rates set at 4%, while nonprofit organizations will benefit from a rate of 3.25%. Loan terms may extend up to 30 years, with interest not commencing until 12 months after the initial loan disbursement. Repayment also begins after this 12-month period.

Interested small businesses can apply online at SBA.gov/disaster and seek additional information by contacting the SBA Customer Service Center at (800) 659-2955 or through email.

The application deadline for economic injury loans is June 6, 2025.


Tags: AffectedAssistanceBusinessesCaliforniaDisasterFireLakeSmall
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